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Starting in 2014, the FBS began playing a four-team tournament culminating in a National Championship Game to determine its national champion, a system that has been in place from the 2014–2025 seasons by contract with ESPN, broadcaster of the games.
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The three service academies that play in Division I FBS- Air Force, Army, and Navy-are theoretically subject to this rule, but are exempt in practice because all students at these schools receive full scholarships from the federal government. Another NCAA rule mandates that any multi-sport athlete who plays football and receives any athletic aid is counted against the football limit, with an exception for players in non-scholarship FCS programs who receive aid in another sport. In turn, this means that FCS schools can freely grant partial scholarships, but are also limited to a total of 85 players receiving assistance.
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By contrast, FCS football is classified as an "equivalency" sport, which means that scholarship aid is limited to the equivalent of a specified number of full scholarships. The NCAA classifies FBS football as a "head-count" sport, meaning that each player receiving any athletically-related aid from the school counts fully against the 85-player limit. FCS schools are limited to financial assistance amounting to a maximum of 63 full scholarships, although some conferences voluntarily place further restrictions on athletic aid. Schools in Division I FBS are distinguished from those in the Division I Football Championship Subdivision (FCS) by being allowed to provide scholarship aid to a total of 85 players, and may grant a full scholarship to all 85. By definition, all schools in this grouping have varsity football teams. This is a list of the 131 schools in the Division I Football Bowl Subdivision (FBS) of the National Collegiate Athletic Association (NCAA) in the United States.